Theft of household and business contents, and damage to domestic and commercial buildings, following forced or illegal entry to premises.
Britain has the highest incidence of Burglary in the European Union with London being the crime capital. Every year burglars target more than a million homes. Incidents of theft and Burglary make up for 20% of all household claims and 89% of homeowners put burglary at the top pf their list of fears.
It is therefore no longer unusual to have suffered from theft but nevertheless the effect of such on both household members and business owners can be traumatic and deeply disturbing.
As the missing items can no longer be seen, Insurers will want to establish the veracity and validity of the claim and their questions can be lengthy and probing. The last thing a victim of crime needs at such a delicate time is to be questioned by their insurers.To a policyholder this often appears as a further violation. Following a theft or burglary a policyholder or claimant is strongly advised to seek professional help and assistance in the preparation and negotation of the claim. The Claims Consultancy Loss Assessors of London are present at all meetings with insurers or their representatives. The Claims Consultancy offers expert guidance on the handling and processing of theft and burglary claims for household, factory, office, and shop losses, dealing with theft claims affecting both the buildings and their contents. The Claims Consultancy Loss Assessors will offer you, the policyholder, our support and provide specialist management of your Theft or Burglary insurance claim and we will ensure that questions raised and demands placed on you by insurers, are not unreasonable.
The Claims Consultancy Loss Assessors assist all its clients by preparing a schedule of the theft loss and damage and by negotiating settlement with insurers or their loss adjusters on the policyholders behalf. As expert claims consultants we will guide the claimant in obtaining appropriate replacement /repair estimates and valuations where necessary. In so far as the loss of business contents is concerned we will undertake appropriate stock reconciliation exercises to demonstrate the extent of loss to insurers.
Your insurers are likely to appoint a loss adjuster or claims handler to deal with your claim but this is to protect their own interests.These representative's operate under heavy workloads and your claim cannot be given the focus it deserves. Adjusters and Insurance Claims Inspectors do not prepare your claim, they adjust the claim you submit. Other expenses may be recoverable under the policy of which you are unaware. If you prematurely agree a claim with insurers it may be too late for them to subsequently reconsider additional items.
Insurance policy wordings are complex and difficult for a policyholder to understand. An insurer or his representative have the advantage and will often attempt to construe the wording in their favor. As your professional loss assessor we understand the policy wordings and have the knowledge and experience to redress the balance and ensure that your insurance claim is given the fullest and fairest consideration it deserves.
It is therefore essential that you are represented by your own professional loss assessor as soon as possible after theft is discovered to ensure the claim is properly and accurately presented and you receive the maximum benefit under the policy.
Benefit from of our 25 years experience in dealing with theft and burglary claims;
Call us now ! 07970 380 111