Benefit from over 25 years of experience

Call us now on 020 7129 1149 or 07970 380 111

Insurance Loss Consultants
Insurance Risk Assessors
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Burst pipe, Escape of water, and Flood claims.

Water damage to houses and commercial buildings, and their contents

Damage caused by burst pipes and damage by escape of water from other plumbing apparatus within buildings can be highly destructive. This is a common problem experienced in both blocks of flats, where many residents can be affected by one water leak, and also in houses. The  damage is exacerbated where the water leaks unimpeded through suspended timber floors and other voids within the building.

In recent years widespread flooding across the UK has caused billions of pounds of property damage.It is expected that "Global Warming" will continue to cause ever more sudden and heavier rainfall. The coastlines and river banks of the UK evolved over centuries and the flood defenses of these water fronts are inadequate to cope with the levels of inundation that has been experienced in recent times. Flooding occurs when water suddenly escapes from these natural confines.

The effects of water flooding into buildings and saturating contents is one of the most underestimated perils in the insurance world.

Immediately following flood,escape of water or burst pipe damage a policyholder is advised to seek expert help, assistance, and guidance from a loss assessor in the presentation of the insurance claim. The Claims Consultancy Loss Assessors and claims handlers deal with flood, escape of water, and burst pipe claims involving damage to various buildings such as houses,shops,factories, offices, public houses and restaurants. As your loss consultants and claims processors we can assist with the arrangement of emergency repairs to make the building safe and to ensure that mains services are safely terminated or resumed. The Claims Consultancy will prepare a schedule of the escape of water or flood loss, submit the claim to your insurers, and negotiate settlement with insurers or their loss adjusters on your behalf.We will guide you in obtaining appropriate replacement /repair estimates and valuations where necessary.
Flood or water damage that may initially appear minor can affect the structural integrity or performance of a building. The Claims Consultancy has extensive experience of these matters.Where appropriate we engage associated structural engineers to comment on the cause and extent of damage and offer their expert opinion on remedial works required.

Foundations, structural walls, and typically internal fixtures such timber cabinets and other joinery items, electrical wiring , boilers, stud walling, plasterwork ,and tiling may initially appear to have suffered minimal or no permanent damage. However following drying out periods structural cracking, warping, and destabilization of such items is common. Flooding often involves the backing up of sewers and the penetration of effluent into occupied buildings posing an additional health hazard.Insurers may often attempt to argue that saturated items are salvageable but as experienced loss assessors The Claims Consultancy in London often demonstrate that fixtures and contents are actually contaminated and need to be condemned and replaced.

Your insurers are likely to appoint a loss adjuster or claims handler to deal with your claim but this is to protect their own interests.These representative's operate under heavy workloads and your claim cannot be given the focus it deserves. Adjusters and Insurance Claims Inspectors do not prepare your claim, they adjust the claim you submit. Other expenses may be recoverable of which you are unaware. If you prematurely agree a claim with insurers it may be too late for them to subsequently reconsider additional items.

Insurance policy wordings are complex and difficult for a policyholder to understand. An insurer or his representative have the advantage and will often attempt to construe the wording in their favor. Acting as your private loss assessor The Claims Consultancy understand the policy wordings and have the knowledge and experience to redress the balance and ensure that your flood or water damage claim is given the fullest and fairest consideration by insurers that it deserves.

It is therefore essential that you are represented by your own professional loss assessor as soon as possible after water damage is discovered to ensure the claim is properly and accurately presented and you receive the maximum benefit under the policy.

Benefit from of our 25 years of flood and water damage claims handling experience.
Call The Claims Consultancy Loss Assessors now ! 07970380111

Michelin House,
81 Fulham Road SW3 6RD

The Claims Consultancy Loss Assessors can help you with your flood damage and burst pipe claims show types of flooding and escape of...
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