Loss,damage, or theft, of builders construction works in progress, and associated plant and equipment

General contractors, builders, construction workers, and developers, are exposed to risk of loss and damage to either their own property or those of their customers, their clients or other third parties.Common occurrences include damage to building and contract works in progress by perils such as fire, storm, water, impact and theft.Contractors materials and their hired plant,machinery and tools being stored on a construction site are also at risk of loss and damage. These incidents of damage and loss on building sites are normally covered by contractors all risks insurance policies.

The damage to a building or contract works may be reasonably self evident but construction projects often involve many contractors, subcontractors, and suppliers and establishing responsibility for the lost or damaged property may not be straightforward. Warranties and special conditions are common under contractors all risks insurance and it is important to seek advice from a public loss assessor or claims expert before presenting any claim to your insurers.The Claims Consultancy loss assessors based in London have broad experience in handling contractors all risks claims and will provide help and assistance with your claim and consider the obligations under the respective contracts before compiling and presenting a claim to your insurers.The Claims Consultancy assists all clients by preparing a schedule of the loss and providing management of the claim through to completion including negotiating settlement with insurers or their loss adjusters on your behalf.

Your insurers are likely to appoint a loss adjuster or claims handler to deal with your contractors all risks claim but this is to protect their own interests.Insurers claims representative's operate under heavy workloads and your claim cannot be given the focus it deserves. Loss adjusters and Claims Inspectors appointed by your insurer do not prepare your claim, they adjust the claim you submit. Other expenses may be recoverable of which you are unaware. If you prematurely agree a claim with insurers it may be too late for them to subsequently reconsider additional items.

Insurance policy wordings are complex and difficult for a policyholder to understand. An insurer or his representative have the advantage and will often attempt to construe the wording in their favor. Acting as your professional loss assessor The Claims Consultancy loss consultants provide expert management of construction claims and our services bring the benefit of a detailed understanding of insurance policy terminology. The Claims Consultancy will guide you your contractors all risks claim and offer you the knowledge and experience to redress the balance and ensure that your claim is given the fullest and fairest consideration by your insurers that it deserves.

It is essential that you are represented by your own professional loss assessor as soon as possible after your loss or damage is discovered to ensure your insurance claim is properly and accurately presented and you receive the maximum benefit under the policy.

Benefit from of our 25 years of claims management experience.
Call The Claims Consultancy Loss Assessors now ! 07970380111