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Goods In Transit Claims

Loss, damage, or theft of buisness property,whilst being transported.

Loss or damage to business property such as finished goods, stock or machinery whilst in transit between depots or customers and suppliers premises is unfortunately a common occurrence. The typical types of loss include damage to the whole or part of a consignment following a road traffic incident where the load may be shed or where damage occurs to property remaining on the vehicle. Vehicle loads can also be lost or damaged in instances where they have been inadequately secured prior to travel. Fire damage or theft can also occur to goods in transit in cases where vehicles have been parked in temporary buildings, compounds or parking lots whilst en route to their destination. Transportation of frozen food or other products in refrigerated containers also poses a risk of loss to the consignment prior to delivery where the temperature control devices fail or are tampered with.

The value of consignments being carried can be very high and though many of these incidents of transit loss should be covered by a comprehensive business insurance policy, a large number of these claims are often rejected by insurers due to alleged non compliance of warranties and policy conditions. Insurers may also attempt to refuse a claim for damage to goods during transportation because of a suggested failure on the part of the policyholder to take reasonable care to prevent the loss. If you have been unfortunate enough to have suffered damage to property in transit it is important that your seek professional assistance from your own public loss assessor or loss consultant to ensure that the claim is accurately and profesionally presented to ensure your claim has the best chance of being accepted.

In Insurance practice there are market guidelines to be used in assessing whether insurers have grounds to repudiate a claim based on the lack of reasonable care. The Claims Consultancy Loss Assessors based in London are familiar with these insurance guidelines and previous case law, and we are therefore well placed to contest any wrong decision reached by your insurer.

The Claims Consultancy Loss Consultants assist and act as advisors to all clients by preparing a schedule of the transit loss and by negotiating settlement with insurers or their loss adjusters on the policyholders behalf.We will guide you in obtaining appropriate replacement /repair estimates and valuations where necessary and provide management of the claim through to completion.

Your insurers are likely to appoint a loss adjuster or claims handlers to deal with your claim but this is to protect their own interests.These representative's operate under heavy workloads and your claim cannot be given the focus it deserves. Loss adjusters and Insurance claims inspectors do not prepare your claim, they adjust the claim you submit. Other expenses may be recoverable of which you are unaware. If you prematurely agree a claim with insurers it may be too late for them to subsequently reconsider additional items.

Insurance policy wordings are complex and difficult for a policyholder to understand. An insurer or his representative have the advantage and will often attempt to construe the wording in their favor. As your assessor we understand the wordings and have the knowledge and experience to redress the balance and ensure that your claim is given the fullest and fairest consideration it deserves.

It is therefore essential that you are represented by your own professional loss assessor as soon as possible after transit loss or damage is discovered to ensure the claim is properly and accurately presented and you receive the maximum benefit under the policy.

Benefit from of our 25 years of claims experience.
Call The Claims Consultancy Loss Assessors now ! 07970380111

Michelin House,
81 Fulham Road SW3 6RD

We offer expert professional assistance and management of your loss or damage to goods in transit insurance claim, 25 years experien...
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